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JPIA's Coverage Programs

The risk-sharing pools of the JPIA are a cost-effective form of risk management available only to public entities, allowing them to bypass the high cost of commercial insurance. The coverages provided by this risk-sharing arrangement are unique to water agencies. The water agencies themselves - their directors and managers - have selected and refined these coverages. Not all water agencies are accepted into the JPIA. Prospective members must demonstrate a commitment to effective risk management programs.

Liability Program

Property Program

Workers' Compensation Program

Employee Benefits Program

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